Take-Home Pay Calculator (手取り計算機)
Calculate monthly take-home pay after social insurance premiums, income tax, and resident tax.
JPY
Monthly Take-Home Pay (月額手取り)
Monthly Deduction Breakdown (月額控除内訳)
| Gross Salary (月給) | |
| Employees' Pension (厚生年金 9.15%) | |
| Health Insurance (健康保険 4.95%) | |
| Nursing Care (介護保険 0.81%) | |
| Employment Insurance (雇用保険 0.55%) | |
| Total Social Insurance (社会保険料 小計) | |
| Income Tax (所得税 + 復興特別所得税) | |
| Resident Tax (住民税 10%) | |
| Take-Home Pay (手取り) |
Social Insurance Rates (社会保険料率 2026)
| Insurance | Employee | Employer |
|---|---|---|
| Employees' Pension (厚生年金) | 9.15% | 9.15% |
| Health Insurance (健康保険) | 4.95% | 4.95% |
| Nursing Care (介護保険) | 0.81% | 0.81% |
| Employment Insurance (雇用保険) | 0.55% | 0.95% |
Health insurance rate is the national average (協会けんぽ). Actual rate varies by prefecture. Nursing care insurance applies to ages 40-64.